Michael Ferraro brings twenty plus years of mortgage sales and management experience to Bank of England Mortgage. He is the Area Manager based out of our Kennett Square PA location and is also the Director of The Ferraro Lending Group powered by Bank of England Mortgage. He holds a bachelors degree in Business Administration from Kutztown University School of Business. During his career, Michael has helped over 10,000 clients finance the purchase of a new home, refinance their current mortgage for improved terms, and structure debt consolidation loans that have increased monthly cash flows substantially. Michael moved up to management in 2004 and immediately began building highly successful teams of mortgage loan originators that share the same core values as he does.
Michael and The Ferraro Lending Group have a philosophy to create a “Mortgage Plan” for every one of their clients. Mortgage Planning is the process of evaluating mortgage options in the context of the clients overall financial objectives. The Ferraro Lending Group believe their client’s mortgage is most likely their single largest debt, and their home is most likely their single largest asset. The strategy their client’s use today carries financial consequences that can impact their lives for years to come. Michael and his team ensure all clients have a one on one consultation to discus their goals. They ensure that every client has been communicated all available options, and that they understand every part of the mortgage process. Michael and his team will take as much time with you as needed to make sure a customized loan program provides you the greatest benefit, and that you are completely comfortable before moving forward As Certified Mortgage Planning Specialists (CMPS), their mission is to help prospective client’s improve their lives by the proper use and consideration of various mortgage options.
Michael is a family man with a beautiful wife of 20 years, and 3 beautiful children ranging in age from 9-16. He has a great reputation in the community and is also involved in many philanthropic events that support children with special needs. Michael and The Ferraro Lending Group always offer free consultations, and also have numerous satisfied client testimonials to share.